4 Point Inspection

A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home.
  • Roof: An inspection of roof shape, roof material and life expectancy, fascia and the condition of the soffit other items on the roof .
  • Electric: An inspection of the electrical panel removed to verify wire type, grounding, panel type and installation concerns.
  • Plumbing: All appliances the are connected to water source will be inspected for condition and to make sure shut off valves are installed. The water heater will be inspected and to verify.
  • TPR( Temperature/pressure-relief or TPR valves are safety devices installed on water heating appliances, such as boilers and domestic water supply heaters. TPRs are designed to automatically release water in the event that pressure or temperature in the water tank exceeds safe levels.) valve is present and the unit has a drip pan. A venting tube must be directed towards the ground and end 6 inches from the floor or exit to the exterior of the property. Plumbing material type will be verified and noted, as well as installed dates.
  • Hvac: Verify type, date of installation, inspection of condensation drip lines and pan. Make sue unit is operational and in good condition.

Why the inspection? Most insurance companies want to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection. The form we use is provided by Citizens Insurance. We use this form because it is the most demanding and comprehensive by standards. However, we do use specific reports designed by the insurance companies’ underwriters as well.